Staff Assoc. Benefits

CCM Staff Association

Summary of Applicable Benefits

The following is a summary of benefits for employees covered by the collective bargaining agreement between the County College of Morris and the County College of Morris Staff Association:

Listing of Benefits:
I. Statutory Benefits

II. Retirement Benefits

III.    Health / Dental Benefits:
          A.    State Health Benefit Program
          B.    Delta Dental's Premier Dental Program
          C.    Health Benefit Waiver

IV.    Wage Replacement Benefits:
          A.   Life Insurance
          B.   Short Term Disability
          C.   Long Term Disability

   V.   Paid Leave
           A    Holidays
           B.   Vacation Leave
           C.   Sick Leave
           D.   Personal Leave
           E.    Floating Holidays
           F.    Family Illness Leave

VI.   Educational Assistance Benefits:
            A.   Tuition Reimbursement
            B.   Tuition Waiver

   VII.   Other Benefits:
             A.    Service Bonus
             B.    Employee Assistance Program
             C.    Mileage Reimbursement
             D.    Meal Reimbursement

VIII. Convenience Benefits
             A . Credit Union
             B.     Direct Deposit
             C.     Bookstore
             D.     MICRA
             E.      Buyer's Edge Purchasing Plan

      IX. Savings Plans (Optional)
             A.   Supplemental Annuity Collective Trust
             B . Additional Contributions Tax-Sheltered
             C.    457(b) Retirement Savings Plan

Probationary Period

Brief Description of Benefits - Below is a brief description of each benefit plan. These descriptions are not intended to provide all the rights, privileges, or conditions for use of the benefits. Instead, this listing is intended to provide employees with an overall view of their benefit program. Detailed information will be provided to the newly hired employee during their benefits orientation.

Statutory Benefits - As required by law, the College offers the following statutory benefits:

Social Security (FICA)

Workers Compensation Insurance

Unemployment Compensation Insurance

New Jersey and Federal Family & Medical Leave

Retirement Benefits- Employees will be enrolled in the Public Employees Retirement System (PERS) if they meet the state's eligibility criteria. This is a defined benefit program which provides retirement and life insurance benefits. Employees in this pension program have the ability to tax shelter an additional 10% of their salary in the Supplemental Annuity Collective Trust of New Jersey (SACT) program.

All employees may participate in the Additional Contributions Tax-Sheltered (ACTS) program. Under ACTS, the member has the opportunity to invest in tax-deferred annuities with any of the 6 investment carriers approved by the Division of Pension & Benefits.

The current vendors offering tax deferred annuity plans under this program are:

                     AIG-VALIC
                     Metlilfe (formerly CitiStreet)
                     Equitable
                     The Hartford
                     ING
                     TIAA-CREF

In addition, the college offers a 457(b) plan through TIAA-CREF which allows additional tax-deferred contributions to help increase an employee's retirement savings. This benefit is available to all employees regardless of pension plan participation.

Health Benefits:

State Health Benefit Plan - Membership in the N.J. State Health Benefit Program. This program provides health insurance coverage to eligible employees. 3 different plan designs are available:
1) Traditional Indemnity Plan -- offered through Blue Cross/Blue Shield
2) Point of Service Plan -- offered through New Jersey Plus (Blue Cross/Blue Shield provider)
3) Health Maintenance Organization (HMO’s) -- 5 different carriers to select from

Delta Dental of NJ - This plan provides single (employee only) coverage in Delta Dental's Premier Dental Program. Employees may elect to purchase coverage for their dependents at their own expense.
Health Benefit Waiver - Employees eligible for health coverage who are covered by another health plan are eligible to waive their health coverage at CCM. Those who elect to waive coverage will receive quarterly, taxable, cash stipends according to the level of coverage they waive. Coverage begins the first of the month following a 60 day waiting period from the date of hire.

Wage Replacement Benefits:

Life Insurance - Active members of PERS have life insurance which provides death benefits to active employees up to 3 times the last 12 months of base salary earned by the member. For more information, click on the following link: http://www.state.nj.us/treasury/pensions/epbam/exhibits/handbook/persbook.pdf
Short Term Disability Benefits - The CCMSA contract provides for salary continuation of a percentage of their base salary for up to 180 days. The employee must first use all of his/her accrued sick leave or be out 30 calendar days, whichever event occurs later.

Long Term Disability Benefits - Vested members (10 years of service) of PERS are eligible to receive a pension for permanent disability under the guidelines outlined by the State.

Paid Leave

Holidays - Staff Association employees are eligible for up to 15 paid holidays each year.
Vacation Leave - Staff Association employees are entitled to vacation leave following the successful completion of their probationary period. The rate of annual leave employees accrue is based upon their years of service:

Years of Service Annual Vacation Leave

0 to less than 5 Years 10 Vacation Days

5 to less than 6 Years 15 Vacation Days

6 to less than 7 Years 16 Vacation Days

7 to less than 8 Years 17 Vacation Days

8 to less than 9 Years 18 Vacation Days

9 to less than 10 Years 19 Vacation Days

10 to less than 21 Years 20 Vacation Days

21st Year and beyond 21 Vacation Days

Sick Leave - Staff Association employees accrue one sick day on the 15th of each month.

Personal Leave - Staff Association employees accrue three personal leave days. Upon completion of three months of employment, each newly hired employee will be eligible for a prorated amount of personal days for the remaining period of the contract year.

Family Illness Leave - In the event of serious illness of immediate family each full-time employee is entitled to one family illness leave day for each full year of employment as of July 1st, up to a maximum accrual of four family illness leave days.

Educational Assistance Benefits:

Tuition Reimbursement - Following completion of one year of full-time service, each employee is eligible to apply for reimbursement for up to 6 credits per year of approved academic courses, up to the prevailing Rutgers University in-state undergraduate rate. Reimbursement for total group is capped at $5,125.

Tuition Waiver - Employees and their spouses may enroll at CCM for credit courses on a tuition free basis for a combined total of 18 credits and/or 4 non-credit courses per fiscal year. Employees shall only be eligible to enroll in up to six credits per semester on a tuition waiver basis. Dependent children, age 23 or younger, may enroll at CCM for credit courses on a tuition free basis for a total of 30 credits per fiscal year.

Other Benefits:

Service Bonus - Staff Association Employee who complete years of continuous service as identified on the chart below, are entitled to the corresponding service bonus payment:
          Years of Service                                Annual Service Bonus Payment
          8th through 11th Year                                        $325
          12th through 15th Year                                     $375
          16th through 19th Year                                     $525
          20th Year and beyond                                      $625
Employee Assistance Program - Provides 2 free, confidential, professional counseling sessions for employees and their covered family members each year.

Mileage Reimbursement - Each employee is entitled to mileage reimbursement in accordance with the reimbursement rate established by the Board of Trustees for use of their private automobile while conducting official College business which requires travel.

Meal Reimbursement - Employees required to work three or more hours beyond their regular work days shall be entitled to a meal allowance of $8.50.

Convenience Benefits - The College offers the following benefits for the convenience of our employees:

Credit Union - Employees and their families may join Tri-Co Federal Credit Union

Direct Deposit: Employees can automatically deposit their entire paycheck to a bank(s) of their choice.

Bookstore Discount: Employees receive a 15% discount on all non-sale items provided a 15% mark-up exists, and provided the total purchase exceeds $3.00 or more.

MICRA - The Morris County Industrial Recreation Association is a non-profit organization which provides sports programs including a winter tennis team and summer softball team. Information is posted on the Benefit Information Web Page and in the CCMemo (Internal Newsletter).

Buyers Edge - The Buyers Edge is a consumer buying service that guarantees the the lowest prices on most major purchases for their 2.5 million members in the tri-state area. To access this web page you'll need to have the College's user name and password. To obtain this information, call the Human Resources Department (x-5035) or e-mail Ms. Karyn Norberg mailto:knorberg@ccm.edu

Savings Plans (Voluntary) - Employees have the option of tax sheltering money through the following plans:

SACT - This site provides a plan description of the Supplemental Annuity Collective Trust. The SACT is a voluntary investment program that provides retirement income separate from, and in addition to, your basic pension plan.

ACTS - This site provides a plan description of the Additional Contributions Tax-Sheltered (ACTS) Program. ACTS allows eligible employees to obtain supplemental tax-deferred annuities with a variety of carriers through a salary reduction agreement.
457(b)- The college offers a 457(b) plan through TIAA-CREF which enables you to set aside a portion of your salary on a before-tax basis providing employees another way to save for retirement. Employees may contribute as much as 100% of gross annual compensation, generally not to exceed the allowable IRS stated maximum.

Probationary Period - The probationary period for newly hired employees is 6 months.

Questions related to any of the benefits programs or a desire for further information may be addressed to Karyn Norberg, Benefits Manager at ext. 5035 or mailto:knorberg@ccm.edu or Rita Ragany-Bayer, Associate Director of Human Resources at ext. 5041 or mailto:rragany-bayer@ccm.edu.

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