The Federal Student Guide

Everything you need to know about filing for Financial Aid in PDF

Filing your application on-line speeds up your results.  Apply for a PIN today.  It will take 7-10 days for your PIN to arrive via
e-mail.

Please enter CCM Federal School code 007106 when filing.
 

FEDERAL GRANTS

Federal Pell Grant -  Pell Grants are the foundation of federal student aid, to which aid from other federal and nonfederal sources might be added.

Federal Supplemental Educational Opportunity Grants (SEOG)  - Federal Pell Grant eligibility applicants with the highest financial need are awarded Federal SEOG on a first-come, first-served, funds available basis.

FEDERAL LOANS

Federal Stafford Loan - Subsidized - Subsidized Federal Stafford Loans are made to students who demonstrate financial need. These students are eligible to have the federal government pay the interest on the loan to the lender while the student borrower is enrolled in school, in grace or during periods of authorized deferment.

Federal Stafford Loan - Unsubsidized - Unsubsidized Federal Stafford Loans are made to students who do not demonstrate sufficient financial need, but who require additional funds for schools. An Unsubsidized Federal Stafford Loan can also be used to supplement a Subsidized Federal Stafford Loan. Additionally, an independent student or a dependent student whose parents are not eligible for PLUS loans may be eligible for an Unsubsidized Federal Stafford Loan. Students with Unsubsidized Federal Stafford loans do not have any interest paid on their behalf by the federal government.

PLUS Loan
A Federal PLUS loan is available to an eligible parent of a dependent undergraduate student attending a participating post-secondary school on at least a half-time basis. The parent may apply for a PLUS loan for the total cost of education minus any financial aid assistance received.  The parent borrower is responsible for paying to the lender the interest that accrues on the loan from the time the loan is disbursed until it is paid in full.
 

NEW JERSEY STATE GRANTS

Tuition Aid Grants (TAG)
TAG is a State grant that may cover up to the cost of tuition. The amount varies based upon your needs, the cost for attendance, and available funding. 

Part Time Tuition Aid Grant
Within the limits of available funding, this program provides pro-rated awards to New Jersey county college students taking 6-11 credits per term, who are otherwise eligible for the Tuition Aid Grant Program.

NEW JERSEY SCHOLARSHIPS - Opportunities for students to receive tuition aid based on a variety of qualifiers.

• Garden State Scholarships
• NJ STARS
• Edward J. Bloustein Distinguished Scholars
• Urban Scholars
• Outstanding Scholar Recruitment Program
• Survivor Tuition Benefits Program
• Miss New Jersey Educational Scholarship  Program
• Paul Douglas Teacher Scholarship Program
• Dana Christmas for Heroism
   

NEW JERSEY STATE LOANS and SAVINGS PLANS

NJCLASS (New Jersey College Loans to Assist State Students)
is used by thousands of students each year to pay their college education costs. NJCLASS helps bridge the gap between family resources and financial aid awarded.

NJBest
Taking advantage of Section 529 of the Internal Revenue Code, NJBEST offers you a number of features and benefits that can make saving for a college education much easier.
 

CALCULATORS

• College Cost Estimator
• Tuition Aid Grant Award Estimator 2005-2006

GI Bill Benefits - Scholarships & Grants

• Montgomery GI Bill - Active Duty (MGIB)

• Montgomery GI Bill - Selected Reserve (MGIB-SR)

• Veterans Educational Assistance Program (VEAP)

• Dependents Educational Assistance Program (DEA)