Apply Now for Student Loan Debt Relief!

The U.S. Department of Education is “…happy to announce that the Student Loan Debt Relief Application has officially launched!” 10/20/2022.

Apply Today –

Filling out the application is easy and takes about five minutes. You don’t need to log in or provide any documents. The application is available in English and Spanish and works on both desktop and mobile.

If you already applied and received a confirmation email, you don’t need to re-apply.

To find more information about eligibility, visit the student loan debt relief page.



Attention!!!  Borrowers are advised to apply before November 15th in order to receive relief before the payment pause expires on December 31, 2022. 

– Consult the Department of Education’s “Who is my loan servicer?” web page for instructions. Or visit your account dashboard and scroll down to the “My Loan Servicers” section, or call the Federal Student Aid Information Center (FSAIC) at 1-800-433-3243.

– Check your Pell Grant history and Loan history.  You’ll find this information on your aid summary page once you’ve logged into  with your FSA ID.

Student Loan Debt Relief Eligibility Highlights –

Application deadline December 31, 2023. 

  • Individuals who are single and earn under $125,000 will qualify for the $10,000 in debt cancellation.
  • If you’re married and file your taxes jointly or are a head of household, you qualify if your income is under $250,000.
  • Eligibility is based on your adjusted gross income. Income figures from either 2020 or 2021 can render you eligible, but 2022 income will not.
  • If you received a Pell Grant and meet these income requirements, you could qualify for an extra $10,000 in cancellation.
  • Your relief is capped at the amount of your remaining outstanding debt, regardless of your AGI income qualification.
  • Only federal student loan debt is eligible. This includes PLUS loans, whether parents or graduate students took them out.
  • Private loans are not eligible. Neither are many so-called F.F.E.L. loans, which stand for Federal Family Education Loan