Below are helpful links, which may be helpful with assisting you with strategies on how to manage your personal finances, which may include investments, spending habits, savings in addition to debit and repayment obligation and penalties.
1.  Budgeting can help you manage your finances – Federal Student Aid
2.  College Preparation – Federal Student Aid Programs
3.  Manage your money page – Mapping-Your-Future
4.  Money Management for College Students – Nationwide
5.  My Money
6.  NJBEST-New Jersey 529 College Saving Plan
7.  Responsible Borrowing– FSA – YouTube
8.  Student Loan Game Plan
9.  12-Step Guide to Financial Success (pdf) – Mapping-Your-Future