Financial Aid FAQ
How can I access my Federal Financial Aid History
Use the following link: Financial Federal Aid History
Attention:
- For NJ state financial aid history- Login in to NJFAMS NJ State Higher Education Assistance Authority (HESAA) student system
- For CCM Foundation Scholarship – Visit CCM Titans Direct, student portal.
Where do I begin?
- Submit an application for acceptance as a “Degree-Seeking” student to the Admission Office.
- Review and follow the financial aid application procedures, which include completion of the Free Application for Federal Student Aid FAFSA.
- File the NJ Alternative Financial Aid Application (NJ Dreamers only)
What types of aid assistance are available?
Who is considered a parent?
A parent is your legal (biological or adoptive) parent or a person that the state has determined to be your legal parent. A stepparent is considered a parent if they have adopted you. Attention: Stepparents who have not adopted you will be identified as a parent spouse.
What is the meaning of “Contributors” for FAFSA filing?
A “Contributor” may be a student or student’s spouse or biological or adoptive parent or the parent’s spouse (stepparent). This is a new term for the 2024-2025 FAFSA form and is anyone who is required to provide a signature on the FAFSA form as well as provide consent and approval to have their federal income tax information transferred from the IRS directly into the FAFSA form via direct data exchange.
IMPORTANT:
- Being a contributor does NOT indicate financial responsibility. However, if a contributor refuses to provide their information, the student will not be eligible for federal student aid.
- Contributors without an SSN can create a StudentAid.gov account (FSA ID) to fill out their portion of your 2024–25 FAFSA form online.
How do I Create a Federal Student Aid – FSA ID?
Contributor’s” and the Student – Create their own separate Federal Student Aid – FSA ID (account username and password). To Apply visit https://studentaid.gov/fsa-id/create-account/launch
What year Financial Aid Application (FAFSA and NJ Alternative Application) should I file for my planned enrollment?
An example of the correct financial aid application to be filed for your planned, 2023-2024 academic school year enrollment is: File the 2023-2024 application for Fall 2023, Winter 2024, Spring 2024 and Summer 2024.
What will happen after I file the FAFSA?
You can find more information on our application procedures page.
How do I upload my requested financial aid documents?
Documents requested by us can be uploaded to CCM Titans Direct – Documents
Attention: Protect your information – Do not email us your documents. Please allow up to 3-5 business days for our retrieval of your document(s) for review.
Tax Benefits for Education
Attention Students and Parents!
SAVE YOUR COURSE MATERIAL RECEIPTS
YOU MAY BE ELIGIBLE FOR A TAX CREDIT UP TO $2,500!!
The American Opportunity Tax Credit (AOTC) is a partially refundable tax credit of up to $2,500 each year for out-of-pocket higher education expenses including course materials, tuition, and fees for the first four years of college.
To learn more about the American Opportunity Tax Credit, click Here
Online Federal Student Loan Counseling
Direct Subsidized Loans and Direct Unsubsidized Loans are federal student loans offered by the U.S. Department of Education (ED) to help eligible students cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school. (You might see Direct Subsidized Loans and Direct Unsubsidized Loans referred to as Stafford Loans or Direct Stafford Loans, but these aren’t the official loan names.)
Federal Direct Loan Program (DL)
Note: All borrowers are required to complete an undergraduate Direct Stafford Loan Entrance Counseling in addition to their Direct Loan Master Promissory Note and Free Application for Federal Student Aid (FAFSA).
Guide to Defaulted Student Loans
Student loan borrowers in default now have more options than ever before to repay their student loans. The U.S. Department of Education’s Collections Department is committed to assisting those in default by making repayment of their debts a simple process.
U.S. Department of Education
…the single most authoritative source of financial aid information… for students and their families as they consider going to college…a glowing example of U.S. tax dollars being put to good use.” Click Here to visit ED.GOV