Student Financial Aid FAQ’s

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Use the following link: Financial Federal Aid History


1.   For NJ state financial aid history- Login in to NJFAMS NJ State Higher Education Assistance Authority (HESAA) student system

2.   For CCM Foundation Scholarship – Visit CCM Titans Direct, student portal.

      • 1. Submit an application for acceptance as a “Degree-Seeking” student to the Admission Office.
      • 2. Review and follow the financial aid application procedures, which include completion of the Free Application for Federal Student Aid FAFSA.
    • A parent is your legal (biological or adoptive) parent or a person that the state has determined to be your legal parent. A stepparent is considered a parent if they have adopted you. Attention: Stepparents who have not adopted you will be identified as a parent spouse.
  • A “Contributor” may be a student or student’s spouse or biological or adoptive parent or the parent’s spouse (stepparent). This is a new term for the 2024-2025 FAFSA form and is anyone who is required to provide a signature on the FAFSA form as well as provide consent and approval to have their federal income tax information transferred from the IRS directly into the FAFSA form via direct data exchange.

1.  Being a contributor does NOT indicate financial responsibility. However, if a contributor refuses to provide their information, the student will not be eligible for federal student aid.

2.  Contributors without an SSN can create a account (FSA ID) to fill out their portion of your 2024–25 FAFSA form online.

An example of the correct financial aid application to be filed for your planned, 2023-2024 academic school year enrollment is: File the 2023-2024 application for Fall 2023, Winter 2024, Spring 2024 and Summer 2024.

To extend your financial aid to the summer term, it is recommended that you complete an additional Summer Enrollment Intent Notification form by March 1st to allow for eligibility notification prior to you registering.  If you have not already done so, you must first file the current school years FAFSA to be considered for summer aid, loans included.

Example: Summer 2022 term enrollees requesting aid assistance must complete the 2021-2022 FAFSA.   Eligibility is based on remaining aid.

Transfer Students –  A school code change to your processed fafsa, identifying CCM is required for eligibility determination.  CCM Federal School code: 007106 

If you need to make corrections, please visit or call the Office of Financial Aid prior to your making corrections online to determine if your corrections are needed.

The Free Application for Federal Student Aid (FAFSA) or NJ Alternative Financial Aid Application (NJ DREAMers only) is available for filing OCTOBER 1. each year. Our Federal school code: 007106 must be entered upon completion the application.  It is recommended that students complete the application by early to mid April, avoiding delays due to corrections.  Remember to sign your application electronically, avoiding delay in processing.

March 1 annual “CCM Priority” deadlines: Submit the completed FAFSA and NJ Alternative Application after October 1st. each year, but no later than mid-April is recommended by us.  Late applicants – Please be prepared to pay all semester tuition and fee charges out-of-pocket by the payment due date to avoid deletion from your classes. Once your aid application is filed and you are been awarded, you may receive a refund of your aid eligibility once disbursed.


You should allow for approximately 2 weeks, total processing time for the Central Processing System to process your FAFSA, with an additional 2 weeks for the college aid determination and response to you of your eligibility. You are encouraged to file electronically to reduce processing time to 3-5 business days.  Please respond immediately to all requests for additional information, avoiding delay of your aid eligibility.  Late filers may pay their tuition out of pocket if already registered, but will receive a refund from the Bursar Office once their eligibility has been finalized with aid disbursed.

No,  Students who already earned an Associate Degree are no longer eligible to receive NJ State Tuition Aid Grant (TAG) for a second Associate Degree.  However, they may be eligible at a four year college or university.

An electronic award notification letter will be “emailed” (CCM email address ONLY) to students once eligibility has been determined. This electronic notification will instruct students to view their awards, loans included and/or additional documents required to complete their file by logging on to: Titans Direct .

An award notification is an official or unofficial (additional information requested) notice from the college, itemizing your funding by award name and dollar amounts you are eligible to receive.  This notification instructs students to login to CCM Titans Direct, viewing the details of their awards and more..

Documents clearly scanned may be uploaded to-

Attention: Please scan each page separately, top to bottom and flat, separately to ensure readability of the entire page. Upload all pages within a single file (.pdf. docs or other) when submitting multiple pages. Incomplete or unsigned documents will not be accepted and will be deleted.

All questions and concerns may be submitted by way of

Forms can be scanned using Notes and converted to .pdf for email, visit how-to-scan-documents-and-make-pdfs-using-notes-on-your-iphone-or-ipad  (Google search-Macworld)

Yes.  Financial Aid students who wish to take course(s) at another institution as part of their County College of Morris program of study (prior approval required) must follow consortium agreement procedures and complete the consortium agreement form.

Please return your completed application to the Financial Aid Office

WHEN BILLED FOR THE SEMESTER: Read the instructions concerning financial aid recipients and follow them concerning payment. Every effort is made to credit term bills with all accepted and approved financial aid except anticipated FWS earnings.*  You must have received your Award Eligibility Notice  prior to registering.  Students may also view their aid eligibility and or additional documents which may be required to complete their file on line, by logging on to: Titans Direct.

Your term awards are disbursed once the office verifies your class attendance.  Attention: If registered for late-start terms, disbursement is delayed until after your late term classes have started and on confirmation of your attendance.

Yes, however this allowance is restricted to the Federal, State or Alternative student loan programs.  All other grant and scholarship awards are excluded and based on each term registered credit total.

Yes.  This is an early advance of expected refund based on your financial aid award(s) packet (excluding FWS, NJSTARS and CCOG grants) and is subject to change or cancellation based on changes in enrollment.  Prior to visiting the bookstore, review your Titans Direct – Financial Information – Payment Information – My Bookstore Available Funds, for a negative balance (credit/expected refund), then you may proceed to the CCM Bookstore.

Your available funds are located on Titans Direct – Financial Information – Payment Information – My Bookstore Available Funds.

Based on your credit balance and your total term registered credits, you may be eligible to receive as follows –  (FT) 12 or more credits = $600 max| (QT) 11-9.5 crs= $450 max| (HT) 3-8.5 crs=$300 max.

Yes, changes in your total credits may affect the amount you received and may result with you owing the college. Your award(s) will be revised based on your final selected term registered credit total. Example: If awarded as an anticipated full-time student and  you registered part-time or dropped or withdraw from a class or classes after receiving a book advance.


Financial aid recipients are responsible for any balance due after qualified financial aid (approval Loans, federal and State grants and scholarship aid) has been applied. See your Award Notice for aid amounts.  Additionally, students whose aid exceeds their tuition bill; may be advanced up to $600.00 (see your credit  “-” balance) toward their books/supplies purchases at the bookstore during the in-person registration period ONLY.


Bursar Information View your Financial Aid (loans included)
Click here for Bursar Information Click & logon to Titans Direct
  • Two employment programs exist for students: Federal Work-Study (FWS) – this is a federally supported employment program.
    • Students must meet need requirements.
    • Students may work no more than 19.5 hours per week during the semester, and as many as 24.5 hours per week during school breaks.
    • Students must monitor their earning total, so not to exceed their FWS awarded amount (prior approval required from the Financial Aid Office).
    • Opportunities are available both on-campus and in off-campus non-profit agencies.
    • FWS allocated award is not subtracted from tuition charges, as employment is required with earned wages paid bi-weekly.
  •  Student Aide (SA) – this is a College employment program. Financial need is not a requirement for participation. Students normally work 10-15 hours per week while school is in session.  Available jobs will vary by semester.  Typical jobs in both programs may include office assistant, lab assistant, tutor, disabled student classroom assistant.  For wages and more, please refer to the Federal Work-Study / Student Aide website or visit Career Services, Student Community Center 118.
  • The office administers several need and non-need based scholarship programs.
Scholarship Application Deadlines Award Notification to Applicants
  Fall Term – April 1 – May 31   Fall applicants – On or about July 31
  Spring Term – October 1 – October 22   Spring applicants – On or about November 15


NOTE: Applications received after the deadlines will be reviewed for consideration the following term. Click here for more information about available scholarships. CCM is an Equal Opportunity/Affirmative Action employer and complies with applicable Federal and State laws prohibiting discrimination. No person shall be discriminated against with regard to employment, education programs or admission on the basis of race, sex, color, religion, national origin or ancestry, age, marital status, handicap or veteran status.

Return of Federal Title IV Funds – This is the colleges federally calculated assessment of federal financial aid (Pell, SEOG, Stafford Loan) recipients who withdraw officially (last date of class attendance) or unofficially (stop-out/never attended) from the college prior to the end of the semester. The Financial Aid and Bursar’s Office determines the amount (percentage) of aid eligible for, which is based on the student’s date of withdrawal and/or last date of class attendance (LDA). Ineligible awarded amount is returned to the U.S . Department of Education, as per their terms and conditions.   Select Here – CCM Return of Federal Funds policy.

This includes tuition and fees, transportation, miscellaneous/personal, room and board expenses while attending school.  The submission of documented proof of any costs related to a disability, childcare and other ”unusual” educationally related expenses must be submitted to the Office of Financial Aid for possible aid eligibility adjustments.

You can view your estimated cost of education by viewing your College Financing Plan – Shopping-Sheet on Titans Direct once awarded.  You may also view our  Estimated Annual Cost of Education.

Students may contact the Office of the Dean of Students, room SCC-132, submitting documented proof of their residency. Review the Check List to Establish Morris County Residency (.pdf) and complete the Affidavit to Support Claim of Residency form (.pdf).  For details visit CCM’s Residency Policy.

Yes.   It is recommended that students whose primary home residence is outside of Morris County, complete CCM Tuition Charge-Back process , contacting their resident county community college to determine if they do not offer their planned CCM program of study (Degree or Certificate).

Yes, however eligibility is limited to NJ State grants and scholarships only. To apply complete – The New Jersey Alternative Financial Aid Application

  • Yes.  Undocumented student must complete an –
  1. Affidavit to legalize Immigration Status (.pdf)
  2. Check List to Establish Morris County Residency (.pdf) and  Affidavit to Support Claim of Residency form (.pdf);
  3. Verification of having attended a New Jersey high school for at least three (3) years. Example: Final high school transcript submission to the Admissions Office required;
  4. Verification of graduating from a New Jersey high school or received the equivalent of a New Jersey high school diploma.

Yes.  Students may pay in-county tuition rates, based on their county primary home residence. However, they must first confirm with approval their residency with the Office of Student Development, located in the Student Community Center, Room SCC 132.

Attention: Dependent students (under 24 years of age) county of residence is based on their parent’s primary residency. Once approved the student will be updated to the appropriate county status and charged accordingly by the college’s business office (Bursar). Also, you may view in-state tuition rates to undocumented students attending colleges in New Jersey through the New Jersey Tuition Equity Act. You can read more about the act here:

Course materials are eligible for the tax credit as well as tuition and fees that have not been paid for by grant or scholarship aid. In other words, you may not receive a double benefit for your qualified expenses. Qualified ”course materials include books, supplies and equipment needed for a course of study whether or not the materials are purchased from the educational institution as a condition of enrollment or attendance. To learn more about the IRS Tax Credit, click here.

Withdrawal Policy for Financial Aid Recipients .pdf

Financial aid recipients are advised to consult with a financial aid Advisor to determine the impact (if any) their withdrawal from the college, or reduced number of credits may have, if previously awarded aid (loans included).  Also, we are recommending that prior to withdrawing, seek academic tutoring assistance and or meet with your professor or academic advisor to avoid having to withdraw.

Withdrawing from a class or classes after it starts may result with –

1. Cancellation or reduction in the amount awarded.

2. Affect your academic progress. Note: Withdrawals by financial aid recipients are calculated as an “F” grade (credits attempted but NOT earned) .

3. Impact future financial aid eligibility based on not meeting satisfactory academic progress (SAP) requirements.

Satisfactory Academic Progress (.pdf) in your course of study (major).  A description of satisfactory academic progress, cumulative grade point average requirements and more are available in English and Spanish. Failure to meet satisfactory academic progress requirements may affect future financial aid eligibility.

SAP Appeals – Notified students of being at risk of financial aid ineligibility, have a right to appeal for continued financial aid eligibility.  The appeal letter is your opportunity to inform us of reason(s) for current academic standing, such as unusual and or extenuating circumstances (i.e., death in family, serious illness- medical statement, etc.), or withdrawing/stop attending classes, or returning to the college after a leave of absence. Attention: Currently registered students may delay their submission of the SAP Appeal letter until the end of the term, based on their improved academic progress of 2.0 gpa or greater.

The Financial Aid Office will review appeals, emailing a response, which may include notification of continued financial aid eligibility.